With the imminent festive season, banks and finance corporations foresee a substantive increment in retail credit demand. Through proficient utilization of Machine Learning (ML) and Artificial Intelligence (AI) capabilities within Datacultr’s platform, financial establishments are anticipated to witness a significant enhancement in loan approval rates, estimated at an impressive 57%. Datacultr, an eminent leader specializing in risk management and digital debt collection, is projected to considerably transform lending procedures for Financial Institutions amidst the upcoming festive season.